Terms of Use

IMPORTANT: Please read these terms of use carefully. By accessing this website and/or using the online services, you agree to be bound by the following terms of use. If you do not accept any of these terms of use, please exit this website immediately. Certain sections of this website or other websites accessed through it may contain separate terms of use, which are in addition to this notice. Users should read those separate terms carefully. If they conflict with these terms of use, those separate terms will govern access to and use of those sections and websites.

1. Access

Anglo-Gulf Trade Bank (AGTB) Limited (“AGTB”) is licensed and regulated by the Financial Services Regulatory Authority of the Abu Dhabi Global Market. AGTB is not permitted to provide its services to retail clients.
AGTB has made information available information on this website as a service to its professional clients and others for general information only.

AGTB grants you the permission to download and temporary storage of one or more pages of the website for the purposes of viewing later. However, the reproduction, permanent storage or transmission of any content of this website is prohibited without the prior written consent of AGTB. AGTB may terminate your access to this website and/or your use of the online services at any time without notice and without assigning any reason.


2. Non-Solicitation or advice

Except as otherwise specifically agreed in writing or as provided in any other applicable terms (a) nothing on this website is an offer which can be accepted so as to create contractual obligations without further action by AGTB; (b) AGTB provides no advice with respect to the use of the website (including, without limitation, regarding the execution of transactions or any legal, tax or accounting advice or advice regarding the suitability or profitability of an investment or transaction by means of the website); and (c) the website is not intended as financial advice or as an offer, solicitation or recommendation of any financial products.


3. Privacy

This website may use tracking software such as cookies to generate personal identification data for users. This function is designed to personalize website viewing. Your browsers options or preferences menu may offer notification and/or disablement of such software.

AGTB may collect, use and disclose personal data about users of its website so that it can carry out any obligations owed to users and for other related purposes, including monitoring and analysis of its business, crime prevention, legal and regulatory compliance, marketing by AGTB of other services and transfer of any of AGTB’s applicable rights or obligations. AGTB will not disclose any personal data it collects about users to third parties except: (a) to the extent that it is required to do so by any applicable law or regulation; (b) where there is a duty to the public to disclose; or (c) at a user’s request or with a user’s consent.

AGTB may disclose personal data about users to those who provide services to AGTB or act as AGTB’s agents, to any person to whom AGTB transfers or proposes to transfer any of its applicable rights or obligations and to licensed credit reference agencies or other organizations that help AGTB and others make credit decisions and reduce the incidence of fraud or in the course of carrying out identity, fraud prevention or credit control checks.
Users may have a right of access to some or all of the personal data AGTB collects and holds about them, or to have inaccurate information corrected, under applicable data protection laws. Any user wishing to exercise such rights should contact AGTB in writing.

Whilst AGTB strives to protect your personal information, it should be noted that no data transmission over the internet can never be guaranteed to be completely secure.


4. Intellectual Property

Except as otherwise expressly stated herein, the copyright and all other intellectual property in the contents of this website (including, but not limited to, all design, text, sound recordings, images or links) are the property of AGTB and/or its affiliates. As such, they may not be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered, hyperlinked or otherwise used in whole or in part in any manner without the prior written consent of AGTB. Save and except with the AGTB’s prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or “mirror” or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or webpage.

All trademarks, service marks and logos used in this website are the property of AGTB, its affiliates and/or the respective third-party proprietors identified in this website. No license or right is granted and your access to this website and/or use of the online services should not be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademarks, service marks or logos appearing on the website without the prior written consent of AGTB or the relevant third-party proprietor thereof. Save and except with the AGTB’s prior written consent, no such trade mark, service mark or logo may be used as a hyperlink or to mark any hyperlink to this website or any other site.



The website shall contain articles from subject matter experts in the ‘Views’ section of this website. The opinion expressed in these articles shall be authors’ own and shall not reflect AGTB’s views.


6. Hyperlinks

AGTB may include hyperlinks to websites on the internet that are owned or operated by third parties. Such linked websites are not under the control of AGTB and AGTB cannot accept responsibility for the contents of or the consequences of accessing any linked website or any link contained in a linked website. Furthermore, the hyperlinks provided in this website shall not be considered or construed as an endorsement or verification of such linked websites or the contents therein by AGTB. You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.


7. No warranty

Whilst AGTB endeavours to ensure that the content of this website is current, correct and complete, the website is provided as is and no warranty, express or implied, is given as to its currency, accuracy, adequacy or completeness or that any indicated returns will be achieved. To the fullest extent permitted by applicable law, AGTB disclaims any and all express or implied warranties and conditions including, without limitation, warranties and conditions as to merchantability and fitness for a particular purpose, title and non-infringement of third-party rights. AGTB does not warrant that this website and any content (including any third-party content) will be uninterrupted or error free, that defects will be corrected or that this website, the servers from which it is made available or any connected website are free of viruses or other harmful components.


8. Indemnity

You hereby agree to indemnify and save AGTB harmless against all damages, losses, expenses and costs (including legal costs) suffered or incurred by AGTB in connection with or arising from (a) your access of this website and/or use of the online services, or (b) any other party’s access of this website and/or use of the online services using your user id and/or login password, or (c) your breach of any of these Terms of Use, or (d) any other party’s breach of any of these Terms of Use where such party was able to access this website and/or use the online services by using your user id and/or login password.


9. Limitation of liability

Access to and/or use of this website is at the user’s own risk. Users assume full responsibility and risk of loss resulting from access to and/or use of this website. AGTB is not liable for loss or damage of any kind whatsoever arising as a result of (a) content on this website, including third party content, computer viruses and other harmful components; (b) any errors in or omissions from this website; or (c) access to and/or use of or inability to access and/or use this website for any reason. To the fullest extent permitted by applicable law, AGTB excludes liability for any loss of profits or revenue, loss of business or goodwill, loss of or damage to data or direct, indirect, consequential, special or incidental loss arising from access to and/or use of or inability to access and/or use this website, even if advised of the possibility of such loss or damage or if such loss or damage was foreseeable.


10. Governing law and jurisdiction

The above terms of use are governed by the laws of Abu Dhabi Global Market and you agree to submit to the exclusive jurisdiction of Courts of Abu Dhabi Global Market.